Monday, 11 July 2016

National Insurance Credits for partners of Armed Forces personnel overseas after 6 april1975

From 6 April 2016, spouses and civil partners of Service personnel will be able to apply for a new type of National Insurance (NI) credit to protect their State Pension.


The new Class 3 NI credits have been introduced in recognition of the fact that accompanying on deployment overseas may have affected a Service spouse or civil partner’s ability to work and pay NI contributions. This could potentially result in a gap in their NI record and could affect the amount of State Pension they receive in retirement. 

The new DWP credits have been taken forward under the Armed Forces Covenant, which states that members of the Armed Forces and their families should receive fair treatment from the nation which they serve. More information about the Armed Forces Covenant can be found at https://www.gov.uk/government/policies/armed-forces-covenant. 

It is estimated that this could benefit up to 20,000 individuals, ensuring that they do not miss out on their State Pension.